Blog by Cornerstone Home Inspections Inc.

Decoding the 4-Point Inspection: What Homeowners Need to Know

  • Cornerstone Home Inspections Inc.

Categories: Certified Home Inspections , Certified Home Inspector , Commercial Inspection

If you’re a homeowner in Florida, you’ve probably heard of the 4-point inspection. It’s a crucial inspection that determines the condition of your home’s four main systems: electrical, plumbing, HVAC, and roof. But what exactly is a 4-point inspection, and why is it important? In this blog, we’ll decode the 4-point inspection and explain what every homeowner needs to know.


What is a 4-Point Inspection?

A 4-point inspection is a limited, non-invasive inspection that assesses the condition of a home’s four main systems: electrical, plumbing, HVAC, and roof. It’s typically required by insurance companies before they issue or renew a homeowner’s insurance policy. The inspection is performed by a licensed and certified home inspector who evaluates the age, condition, and safety of each system.

Why is a 4-Point Inspection Important?

A 4-point inspection is important for several reasons. First, it ensures that the home’s four main systems are functioning properly and safely. This is critical for the safety and well-being of the homeowner and their family. Second, it helps insurance companies determine the risk associated with insuring a home. If a home has outdated or unsafe systems, it may be considered a higher risk and could result in higher insurance premiums. Finally, it can help homeowners make informed decisions about repairs or upgrades to their home’s systems.

What Does a 4-Point Inspection Include?

During a 4-point inspection, a certified home inspector will evaluate the following four systems:

Electrical: The inspector will evaluate the age and condition of the electrical system, including the main service panel, wiring, and outlets. They will check for outdated or unsafe wiring and electrical panels, as well as any other potential hazards.

Plumbing: The inspector will evaluate the age and condition of the plumbing system, including the main water supply, pipes, and fixtures. They will check for leaks, corrosion, and any other potential hazards.

HVAC: The inspector will evaluate the age and condition of the heating, ventilation, and air conditioning system. They will check for proper installation, operation, and maintenance, as well as any safety concerns.

Roof: The inspector will evaluate the age and condition of the roof, including the type of roofing material, its condition, and any signs of damage or wear. They will also check for proper installation and ventilation.

What Happens After a 4-Point Inspection?

After a 4-point inspection, the home inspector will provide a report that details the condition of each of the four systems. If any issues are found, the report will include recommendations for repairs or upgrades. Homeowners can then use this information to make informed decisions about their home’s systems and to take the necessary steps to ensure their safety and well-being.


At Cornerstone Home Inspections Inc., we provide thorough and reliable 4-point inspections to homeowners all over Central Florida. As a Certified Professional Inspector trained by NACHI and a licensed building contractor and roofer, you can trust us to spot problems with materials, installations, and workmanship that other inspectors might miss. 

Contact us today to schedule your 4-point inspection and gain peace of mind knowing that your home is safe and secure!
To learn more about the services we offer, please click here. To contact us, please click here or call us at (407) 252-8023

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